Borrow, Earn and Amplify Your Profits!
Fund Deals. Invest Capital. Multiply Your Returns.
What If You Could Make Money on Both Sides of the Deal?
Most real estate investors focus on borrowing to scale their deals or lending to earn passive income. What if you could do both—strategically?
Fair Oaks Funding is built for dealmakers like you. With Mary, an attorney who has spent years structuring ironclad deals, and Patty, a licensed residential contractor who has flipped hundreds of homes, every loan is designed for success—whether you’re borrowing, investing, or both.
This is more than just funding—it’s a smarter way to build wealth. Whether you need capital for your next deal or want to put your money to work earning secured, high-yield returns, we help you maximize leverage, lower risk, and scale faster.
Competitive rates, no red tape, and a lender who supports your success.
Fast. Flexible. Hassle-Free Funding.
PLUS—we show you how to reinvest profits into private lending so you can earn 8-10% passive returns while scaling your portfolio.
Dual Leverage: Borrow for Deals & Invest for Passive Returns
We offer tailored funding solutions designed for active real estate investors.
🏡 Fix & Flip Loans
Fast short-term financing for property flips
Interest-only payments
Close in as little as 7-10 days
🏗️ New Construction Loans
Designed for builders and developers
Funds for lot purchase & construction costs
Competitive rates & structured draws
Maximize Your Profits With Secure Passive Investing
8-10% Annualized Returns
Competitive, predictable income.
Secured by First Lien
Your investment is backed by real assets.
Hands-Off Investing
We vet the deals, manage the loans, and protect your capital.
Short-Term Loans
Typical loan durations of 6 months.
Risk Protection
Fair Oaks Funding takes the first-loss position, which means you get paid before we do.
How It Works – Our Simple Investor Process
Fill Out a Quick Pre-Qualification Form
No long applications upfront.
Get a Call Within 24 Hours
We’ll discuss your deal and next steps.
Get funded and/or do the funding!
The Borrow & Earn Advantage
Most investors borrow money to scale their portfolio or invest money to earn passive income. But the smartest investors do both.
At Fair Oaks Funding, we help you strategically leverage both sides of the lending equation so you can:
Borrow to Fund
Your Own Deals
Keep your projects moving with quick, flexible financing.
Invest for Predictable Passive Returns
Earn 8-10% secured income while other deals work for you.
Scale Your
Wealth Faster
Use our proven Borrow & Earn strategy to amplify your returns.
At Fair Oaks Funding, we know how powerful leveraging both sides of the equation can be
and love helping go-getters who want to use every angle to grow their wealth.
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